The loan clearinghouse 
for non-SBA lenders.

The SBA Clearinghouse for Non-SBA Lenders.

GBX is the infrastructure connecting relationship banks and capital providers, so every business borrower gets access to SBA funding, no matter where they bank.

GBX is the infrastructure connecting relationship banks and capital providers, so every business borrower gets access to SBA funding, no matter where they bank.

Non-SBA Lenders

Non-SBA Lenders

SBA Lenders

SBA Lenders

Core Capabilities

Offer SBA products to your business borrowers.

We compliantly handle intake, verification, and routing—eliminating origination costs and risk warehousing.

Working Capital & CRE Loans

Package working capital and real estate deals against current SBA SOPs.

Debt Refinance & Equipment Loans

Package refinance and equipment deals against current SBA eligibility rules.

More Credit Products (Coming Soon)

Rapidly expanding into packaging for disaster, express, and micro loans.

More Credit Products (Coming Soon)

Expanding into packaging for disaster, express, and micro loans.

Our Infrastructure

The pre-origination rails behind every SOP-compliant package.

Our AI native workflows move your business borrower from intake to lender submission for faster funding.

Contract Review

GBX Intake & Eligibility Filtering

Instantly analyze complex contracts and detect missing clauses, inconsistencies, or potential risks using advanced legal AI models trained on real-world data.

Instantly screen core borrower metrics and run automated federal database checks to confirm bankability before a single minute is wasted.

Drafting Assistant

GBX Document Orchestration

Instantly analyze complex contracts and detect missing clauses, inconsistencies, or potential risks using advanced legal AI models trained on real-world data.

Automatically prefill complex federal forms directly from the digital deal room, triggering automated chase sequences to ensure files remain current.

Compliance Monitoring

GBX SOP Verification & Guardrails

Stay compliant effortlessly — Novera continuously checks your contracts against the latest regulations, alerting you to risks before they become issues.

Scrub raw borrower data against current SBA rules, verify tax transcripts, and generate a proprietary compliance score to guarantee adherence.

Collaboration Hub

GBX Credit Memo Deal Packaging

Bring legal teams and stakeholders together in one secure space. Add comments, suggest edits, and approve documents with complete transparency and control.

Generate a comprehensive executive summary highlighting scrubbed financials and precise DSCR calculations to deliver a fully structured, submission-ready data room.

Integrations

GBX Intelligent Lender Routing

Connect Novera to your daily tools — from SignFlow to CalendarLink — to automate approvals, streamline document sharing, and reduce manual work.

Send verified files to specialized lending partners and manage competing term sheets to secure the best terms for every deal.

GBX Intake & Eligibility Filtering

We screen your borrower's eligibility and run federal database checks before you spend a single minute on the deal.

GBX Document Orchestration

GBX SOP Verification & Guardrails

GBX Credit Memo Deal Packaging

GBX Intelligent Lender Routing

Request Early Access

Trust & Safety

Enterprise-grade security with zero IT integration.

Enterprise-grade security with zero IT integration.

Protecting borrowers from opaque brokers, marketplaces, and black-box lenders with transparent infrastructure.

Protecting borrowers from opaque brokers, marketplaces, and black-box lenders with transparent infrastructure.

Request Early Access

Strict PII Protection

Adheres to federal banking standards, guaranteeing borrower data is never sold or monetized.

End-to-End Encryption

Borrower financials and tax transcripts remain fully encrypted at rest and in transit.

Audit Control & Logging

Granular permissions and transparent audit trails ensure only authorized parties view sensitive files.

Secure Deal Rooms

Every referral is packaged in a secure, siloed environment to prevent data commingling.

Common Questions

Everything you need to know about GlassBox.

We are not a marketplace, an LSP, or a lender. We are the infrastructure that turns your referrals into funded deals.

Request Early Access

What exactly is GlassBox?

GlassBox is an origination clearinghouse for commercial lending. We provide the standardized rails to package, verify, and route deals between institutions that hold the borrower relationship and the lenders that hold the capital.

Are you a marketplace or a direct lender?

Do we need to be an SBA-approved lender to use this?

Who funds the loan and holds the balance sheet risk?

How are fees structured?

Does GlassBox require LOS integration?

Never turn away another business borrower again.

Redefining how SMBs access capital through the partners they trust most.

Our Mission

Never turn away another business borrower again.

Redefining how SMBs access capital through the partners they trust most.

Our Mission

Never turn away another business borrower again.

Redefining how SMBs access capital through the partners they trust most.

Our Mission