Commercial referrals deserve rails, not a handshake.

Commercial referrals deserve rails, not a handshake.

Handshake referrals often leak NPI data and core deposits. GBX is the bidirectional rails to send & receive lender referrals.

Handshake referrals often leak fee income and core deposits. GBX is the bidirectional rails to send & receive lender referrals.

Our Mission

Our Mission

Our Pricing

Our Pricing

The Sending Rails

Expand your deposit base while capturing risk-free fees.

Route un-serviceable loans to capture upfront fee income, and attract new operating deposits without taking on credit risk.

Transparent Deal Tracking

Eliminate the black box. Get real-time referral visibility via secure, cobranded portals.

Compliant File Standardization

Automate document collection and standardize files for institutional routing.

Transparent Deal Tracking

Eliminate the black box. Track referrals in your cobranded and secure portal.

Approved Lender Routing

Non-depository lenders bound by DPA's & strict non-solicitation agreements.

Compliant File Standardization

Automate document collection and standardize files for institutional routing.

Approved Network Routings

Route to vetted non-depository lenders bound by strict non-solicitation agreements.

The Receiving Rails

For the Receiving Lender

Expand Net Interest Margin with pre-verified loan flow.

Acquire credit-matched loans to deploy capital efficiently, lower acquisition costs, and boost yields without increasing headcount.

Contract Review

Intake & Eligibility Filtering

Instantly analyze complex contracts and detect missing clauses, inconsistencies, or potential risks using advanced legal AI models trained on real-world data.

Automated screening and cross-referencing against federal databases to ensure files meet the gold-standards for conventional commercial lending.

Drafting Assistant

Document Orchestration

Instantly analyze complex contracts and detect missing clauses, inconsistencies, or potential risks using advanced legal AI models trained on real-world data.

AI-driven collection and form pre-fill that eliminates manual follow-ups. We organize the 'shoebox' into an institutional-grade deal room.

Compliance Monitoring

File Verification & Guardrails

Stay compliant effortlessly — Novera continuously checks your contracts against the latest regulations, alerting you to risks before they become issues.

We verify every data point—from tax transcripts to entity standing—ensuring the file meets the most stringent institutional criteria before it hits a lender's desk.

Collaboration Hub

Credit Memo Deal Packaging

Bring legal teams and stakeholders together in one secure space. Add comments, suggest edits, and approve documents with complete transparency and control.

We produce a comprehensive pre-underwriting package including normalized financials, DSCR modeling, and executive summaries for instant institutional review.

Integrations

Intelligent Lender Routing

Connect Novera to your daily tools — from SignFlow to CalendarLink — to automate approvals, streamline document sharing, and reduce manual work.

Securely route verified, submission-ready files to a curated network of specialty lenders, unlocking multiple funding 'takeouts' from a single application.

Intake & Eligibility Filtering

Automated screening and cross-referencing against federal databases to ensure files meet the universal high-water marks for conventional commercial lending.

Document Orchestration

File Verification & Guardrails

Credit Memo Deal Packaging

Intelligent Lender Routing

Get Started

Trust & Safety

Enterprise-grade security with zero IT integration.

Enterprise-grade security with zero IT integration.

Secure member data. Eliminate vendor risk. Deploy without IT involvement.

Secure member data. Eliminate vendor risk. Deploy without IT involvement.

Get Started

Strict NPI Protection

Member NPI segregated and access-controlled per GLBA and NCUA guidance.

End-to-End Encryption

Borrower financials and tax transcripts encrypted at rest and in transit.

Audit Control & Logging

Granular permissions and immutable audit trails for examiner review.

Secure Deal Rooms

Every referral packaged in a segregated, access-controlled environment.

Common Questions

Everything you need to know about GlassBox.

We are not a marketplace, an LSP, or a lender. We are the clearinghouse for lender-to-lender referrals.

Get Started

What exactly is GlassBox?

A deal clearinghouse that standardizes how referrals move between institutions — protecting the member relationship on one side and delivering verified, ready-to-close files on the other.

Who is GlassBox built for?

Are you a marketplace or a direct lender?

Do we have to use your lenders, or can we bring our own?

What kinds of commercial deals move through GlassBox?

How does GlassBox protect member and borrower data?

Never turn away another business borrower again.

Redefining how SMBs access capital and how institutions move deals between them.

Get Started

Our Mission

Never turn away another business borrower again.

Redefining how SMBs access capital and how institutions move deals between them.

Get Started

Our Mission

Never turn away another business borrower again.

Redefining how SMBs access capital and how institutions move deals between them.

Get Started

Our Mission